/* ================= RESET ================= */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: "Segoe UI", sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box
}

body {
    font-family: Arial, sans-serif
}


/* NAVBAR */

.navbar {
    background: #0F4C75;
    height: 80px;
    padding: 0 6%;
    position: sticky;
    top: 0;
    z-index: 9999;
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 100%;
    position: relative;
}

.nav-logo img {
    height: 42px
}


/* MENU */

.nav-menu {
    display: flex;
    align-items: center;
    gap: 18px;
}

.nav-menu a,
.dropdown-toggle {
    color: #fff;
    text-decoration: none;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 15px;
}

.nav-menu a:hover,
.dropdown-toggle:hover {
    color: #4988C4
}


/* DROPDOWNS */

.nav-item.dropdown {
    position: relative
}

.dropdown-menu,
.services-menu,
.sub-menu {
    display: none;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, .2);
}


/* DESKTOP HOVER */

.nav-item.dropdown:hover>.dropdown-menu {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    min-width: 240px;
}

.services:hover>.services-menu {
    display: block;
    position: absolute;
    top: 100%;
    left: 0;
    width: 280px;
}

.service-item:hover>.sub-menu {
    display: block;
    position: absolute;
    top: 0;
    left: 100%;
    width: 280px;
}


/* SERVICE */

.service-toggle {
    width: 100%;
    padding: 12px 18px;
    background: none;
    border: none;
    text-align: left;
    cursor: pointer;
}

.service-toggle:hover {
    background: #BDE8F5
}


/* LINKS */

.dropdown-menu a,
.sub-menu a {
    display: block;
    padding: 10px 18px;
    color: #0F4C75;
}

.dropdown-menu a:hover,
.sub-menu a:hover {
    background: #BDE8F5;
}


/* HAMBURGER */

.menu-toggle {
    display: none;
    flex-direction: column;
    background: none;
    border: none;
}

.menu-toggle .bar {
    width: 26px;
    height: 3px;
    background: #fff;
    margin: 4px 0;
}


/* MOBILE */

@media(max-width:991px) {
    .menu-toggle {
        display: flex
    }
    .nav-menu {
        position: absolute;
        top: 80px;
        left: 0;
        width: 100%;
        background: #0F4C75;
        flex-direction: column;
        opacity: 0;
        pointer-events: none;
        transform: translateY(-10px);
        transition: .3s;
    }
    .nav-menu.active {
        opacity: 1;
        pointer-events: auto;
        transform: translateY(0);
    }
    .nav-menu a,
    .dropdown-toggle {
        width: 100%;
        padding: 14px 20px;
        text-align: left;
    }
    /* DISABLE HOVER */
    .nav-item.dropdown:hover>.dropdown-menu,
    .services:hover>.services-menu,
    .service-item:hover>.sub-menu {
        display: none;
    }
    /* CLICK OPEN */
    .nav-item.dropdown.open>.dropdown-menu,
    .nav-item.dropdown.open>.services-menu {
        display: block;
        position: static;
    }
    .service-item.open>.sub-menu {
        display: block;
        position: static;
    }
    .dropdown-menu,
    .services-menu,
    .sub-menu {
        width: 100%;
        box-shadow: none;
        border-radius: 0;
    }
}

@media (max-width: 991px) {
    body.menu-open {
        overflow: hidden;
    }
    /* FULL SCREEN MENU */
    .nav-menu {
        position: fixed;
        inset: 0;
        background: #0F4C75;
        display: flex;
        flex-direction: column;
        align-items: stretch;
        padding-top: 80px;
        transform: translateY(-100%);
        transition: transform 0.35s ease;
        z-index: 9998;
    }
    .nav-menu.active {
        transform: translateY(0);
    }
    /* MAIN LINKS – ONE LINE EACH */
    .nav-menu>a,
    .nav-menu>.nav-item>.dropdown-toggle {
        padding: 14px 20px;
        font-size: 16px;
        color: #fff;
        border-bottom: 1px solid rgba(231, 229, 229, 0.884);
        text-align: left;
        width: 100%;
    }
    /* DROPDOWN CONTAINER */
    .dropdown-menu,
    .services-menu {
        display: none;
        background: #083b5e;
        padding: 0;
    }
    .nav-item.dropdown.open>.dropdown-menu,
    .nav-item.dropdown.open>.services-menu {
        display: block;
    }
    /* DROPDOWN LINKS */
    .dropdown-menu a,
    .service-toggle {
        padding: 12px 30px;
        color: #dbefff;
        display: block;
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }
    /* SUB MENU */
    .sub-menu {
        display: none;
        background: #dcdfe1;
    }
    .service-item.open>.sub-menu {
        display: block;
    }
    .sub-menu a {
        padding: 10px 45px;
        font-size: 14px;
    }
    /* REMOVE CARD FEEL */
    .dropdown-menu,
    .services-menu,
    .sub-menu {
        border-radius: 0;
        box-shadow: none;
        width: 100%;
    }
}

body.menu-open {
    overflow: hidden;
}


/* FIX CLOSE BUTTON VISIBILITY */

.menu-toggle {
    z-index: 10000;
}

@media (max-width: 991px) {
    .nav-menu {
        overflow-y: auto;
        overflow-x: hidden;
    }
}

@media (max-width: 991px) {
    .service-item.open>.sub-menu {
        position: static;
        margin-left: 10px;
    }
}

@media (max-width: 991px) {
    .nav-menu {
        flex-direction: column;
    }
}

@media (min-width: 992px) {
    .nav-menu {
        flex-direction: row;
    }
}

.nav-menu.active {
    pointer-events: auto;
}


/* ================= FORCE DROPDOWN WIDTH FIX ================= */


/* MAIN DROPDOWNS */

.dropdown-menu,
.services-menu,
.sub-menu {
    min-width: unset !important;
    width: max-content !important;
    /* 👈 only as wide as text */
    padding: 8px 0 !important;
}


/* ITEM LINKS */

.dropdown-menu a,
.services-menu a,
.sub-menu a {
    padding: 10px 18px !important;
    white-space: nowrap;
    /* 👈 text break nahi hoga */
}


/* SERVICE TOGGLE BUTTON */

.service-toggle {
    padding: 10px 18px !important;
    white-space: nowrap;
}


/* REMOVE EXTRA HORIZONTAL OFFSET */

.nav-item.dropdown>.dropdown-menu,
.services>.services-menu {
    left: 0 !important;
    right: auto !important;
}

@media (min-width: 992px) {
    .service-item {
        position: relative;
    }
    .service-item::after {
        content: "";
        position: absolute;
        top: 0;
        right: -10px;
        width: 10px;
        height: 100%;
    }
    .service-item:hover>.sub-menu,
    .sub-menu:hover {
        display: block;
    }
}


/* ================= DESKTOP COLOR FIX ================= */

@media (min-width: 992px) {
    .services-menu,
    .dropdown-menu,
    .sub-menu {
        background: #ffffff !important;
    }
    .service-toggle {
        color: #0F4C75 !important;
        background: transparent !important;
    }
    .service-toggle:hover {
        background: #BDE8F5 !important;
        color: #0F4C75 !important;
    }
    .sub-menu a {
        color: #0F4C75 !important;
    }
    .sub-menu a:hover {
        background: #BDE8F5 !important;
        color: #0F4C75 !important;
    }
}


/* ================= CONTACT US CTA BUTTON ================= */

@media (min-width: 992px) {
    .nav-menu a[href*="contact"] {
        background: #4988C4;
        color: #ffffff !important;
        padding: 10px 22px;
        border-radius: 999px;
        font-weight: 600;
        transition: all 0.3s ease;
    }
    .nav-menu a[href*="contact"]:hover {
        background: #ffffff;
        color: #0F4C75 !important;
        box-shadow: 0 6px 20px rgba(0, 0, 0, 0.15);
    }
}

@media (min-width: 992px) {
    .dropdown-toggle {
        display: flex;
        align-items: center;
        gap: 6px;
    }
    .nav-item.dropdown:hover>.dropdown-toggle {
        color: #BDE8F5;
    }
}

@media (min-width: 992px) {
    .nav-menu {
        margin-left: auto;
        /* 🔥 centre se right */
        gap: 16px;
        /* compact spacing */
        align-items: center;
    }
}

@media (min-width: 992px) {
    .nav-menu a,
    .dropdown-toggle {
        font-size: 14.5px;
        font-weight: 500;
        padding: 6px 8px;
        /* extra air remove */
    }
}

@media (min-width: 992px) {
    .dropdown-toggle {
        display: flex;
        align-items: center;
        gap: 4px;
    }
}

@media (min-width: 992px) {
    .navbar {
        box-shadow: 0 8px 22px rgba(0, 0, 0, 0.12);
    }
}

@media (max-width: 991px) {
    .services-menu {
        margin: 0 !important;
        padding: 0 !important;
        width: 100% !important;
        border-radius: 0 !important;
        background: #083b5e !important;
    }
}

@media (max-width: 991px) {
    .services-menu .service-item {
        margin: 0 !important;
    }
}

@media (max-width: 991px) {
    .services-menu .service-toggle {
        width: 100%;
        padding: 14px 20px;
        background: #0b3c5d;
        color: #ffffff;
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }
}


/* ================= BUSINESS HERO ================= */

.business-hero {
    background: linear-gradient(135deg, #BDE8F5, #f4fbff);
    padding: 50px 6% 70px;
    text-align: center;
}

.business-hero h1 {
    font-size: 44px;
    font-weight: 700;
    color: #0F2854;
}

.business-hero p {
    max-width: 720px;
    margin: 14px auto 0;
    font-size: 16px;
    color: #334155;
}


/* ================= TABS ================= */

.business-services {
    padding: 60px 6%;
}

.service-tabs {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
    margin-bottom: 40px;
}

.tab {
    padding: 10px 18px;
    border-radius: 30px;
    border: 1px solid rgba(73, 136, 196, 0.4);
    background: #ffffff;
    font-size: 14px;
    cursor: pointer;
    transition: 0.3s;
    color: #1C4D8D;
}

.tab.active,
.tab:hover {
    background: #1C4D8D;
    color: #ffffff;
}


/* ================= CONTENT ================= */

.tab-content {
    display: none;
    animation: fadeUp 0.4s ease;
}

.tab-content.active {
    display: block;
}


/* ================= CARDS ================= */

.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 22px;
}

.service-card {
    padding: 22px;
    border-radius: 16px;
    background: #ffffff;
    box-shadow: 0 10px 30px rgba(15, 40, 84, 0.12);
    font-size: 15px;
    font-weight: 500;
    color: #0F2854;
    transition: 0.3s;
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 18px 40px rgba(15, 40, 84, 0.2);
}


/* ================= ANIMATION ================= */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* ================= MOBILE ================= */

@media (max-width: 768px) {
    .business-hero h1 {
        font-size: 32px;
    }
    .service-tabs {
        overflow-x: auto;
        padding-bottom: 10px;
    }
    .tab {
        flex-shrink: 0;
    }
}


/* ===============================
   BUSINESS PRICING (SAFE)
================================ */

.business-pricing {
    padding: 90px 6%;
    background: #f4f8fc;
}

.business-pricing__title {
    text-align: center;
    font-size: 38px;
    font-weight: 700;
    color: #0F2854;
}

.business-pricing__subtitle {
    text-align: center;
    color: #64748b;
    margin: 14px 0 60px;
}


/* GRID */

.business-pricing__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}


/* CARD */

.business-pricing__card {
    background: #ffffff;
    border-radius: 20px;
    padding: 38px 30px;
    text-align: center;
    border: 2px solid transparent;
    box-shadow: 0 20px 45px rgba(15, 40, 84, 0.12);
    transition: all 0.35s ease;
    cursor: pointer;
}

.business-pricing__card h3 {
    font-size: 20px;
    color: #0F2854;
    margin-bottom: 14px;
}


/* PRICE */

.price {
    font-size: 30px;
    font-weight: 700;
    color: #1C4D8D;
    margin-bottom: 6px;
}

.price span {
    font-size: 14px;
    color: #64748b;
}

.price-text {
    font-size: 18px;
    font-weight: 600;
    color: #475569;
    margin-bottom: 20px;
}


/* LIST */

.business-pricing__card ul {
    list-style: none;
    padding: 0;
    margin: 26px 0 30px;
}

.business-pricing__card ul li {
    font-size: 14px;
    color: #334155;
    margin-bottom: 10px;
}


/* BUTTON */

.business-pricing__btn {
    display: inline-block;
    padding: 12px 28px;
    border-radius: 8px;
    background: #1C4D8D;
    color: #ffffff;
    text-decoration: none;
    font-weight: 500;
    transition: 0.25s ease;
}

.business-pricing__btn:hover {
    background: #0F2854;
}

.business-pricing__btn.outline {
    background: transparent;
    border: 2px solid #1C4D8D;
    color: #1C4D8D;
}

.business-pricing__btn.outline:hover {
    background: #1C4D8D;
    color: #ffffff;
}


/* HOVER */

.business-pricing__card:hover {
    transform: translateY(-10px);
}


/* CLICK SELECTED STATE */

.business-pricing__card.active {
    border-color: #4988C4;
    box-shadow: 0 30px 60px rgba(73, 136, 196, 0.35);
}


/* RESPONSIVE */

@media (max-width: 1100px) {
    .business-pricing__grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .business-pricing__grid {
        grid-template-columns: 1fr;
    }
    .business-pricing__title {
        font-size: 28px;
    }
}


/* ================= BUSINESS ANIMATIONS ================= */


/* HERO ENTRY */

.business-hero {
    animation: businessHeroFade 0.8s ease forwards;
}

@keyframes businessHeroFade {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* TAB CONTENT ANIMATION (already referenced) */

.tab-content {
    animation: fadeUp 0.45s ease;
}


/* CARD SCROLL ANIMATION */

.service-card,
.business-pricing__card {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s ease;
}

.service-card.show,
.business-pricing__card.show {
    opacity: 1;
    transform: translateY(0);
}


/* ================= INCOME PRICING SAFE ================= */

.income-pricing {
    margin-top: 80px;
}

.income-pricing .business-pricing__grid {
    grid-template-columns: repeat(3, 1fr);
}

@media (max-width: 900px) {
    .income-pricing .business-pricing__grid {
        grid-template-columns: 1fr;
    }
}


/* Hover colors */

.services-menu a:hover,
.service-toggle:hover {
    color: #1C4D8D !important;
    background-color: #BDE8F5 !important;
}


/* ================= FIX 1: NAVBAR STACKING ================= */

header,
.nav,
.navbar {
    position: sticky;
    top: 0;
    z-index: 9999;
}


/* ================= FIX 2: HERO UNDER NAVBAR ================= */


/* because navbar is fixed/sticky */

.business-hero {
    margin-top: 90px;
    /* adjust if navbar height differs */
}


/* ================= FIX 3: DROPDOWN ABOVE HERO ================= */

.services-menu,
.services-dropdown,
.dropdown-menu {
    position: absolute;
    z-index: 10000;
}


/* ================= BUTTONS ================= */

.btn-primary {
    background: #1C4D8D;
    color: #ffffff;
    padding: 14px 26px;
    border-radius: 10px;
    text-decoration: none;
    font-weight: 600;
}

.btn-outline {
    border: 2px solid #1C4D8D;
    color: #1C4D8D;
    padding: 12px 26px;
    border-radius: 10px;
    text-decoration: none;
    font-weight: 600;
}


/* ================= HERO ================= */

.about-hero {
    padding: 90px 6%;
    background: linear-gradient(135deg, #e9f7fd, #d7f0fb);
    text-align: center;
    animation: fadeUp 0.9s ease forwards;
}

.about-hero h1 {
    font-size: 44px;
    color: #0F2854;
}

.about-hero p {
    margin-top: 10px;
    font-size: 17px;
    color: #334155;
    max-width: 720px;
    margin-left: auto;
    margin-right: auto;
}


/* ================= OVERVIEW ================= */

.about-overview {
    padding: 80px 6%;
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 60px;
}

.overview-text {
    animation: fadeLeft 0.8s ease forwards;
}

.overview-text h2 {
    font-size: 34px;
    color: #0F2854;
    margin-bottom: 14px;
}

.overview-text p {
    font-size: 15.5px;
    color: #475569;
    line-height: 1.7;
    margin-bottom: 14px;
}

.overview-stats {
    display: flex;
    flex-direction: column;
    gap: 20px;
    animation: fadeRight 0.8s ease forwards;
}

.stat-box {
    background: #ffffff;
    padding: 28px;
    border-radius: 16px;
    box-shadow: 0 12px 30px rgba(15, 40, 84, 0.1);
    text-align: center;
}

.stat-box h3 {
    color: #1C4D8D;
    font-size: 22px;
}

.stat-box span {
    font-size: 14px;
    color: #475569;
}


/* ================= SERVICES ================= */

.about-services {
    padding: 90px 6%;
    background: #f4f9ff;
    text-align: center;
}

.about-services h2 {
    font-size: 38px;
    color: #0F2854;
    margin-bottom: 50px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 30px;
}

.service-card {
    background: #ffffff;
    padding: 30px;
    border-radius: 16px;
    box-shadow: 0 12px 30px rgba(15, 40, 84, 0.12);
    animation: fadeUp 0.8s ease forwards;
}

.service-card h3 {
    margin-bottom: 8px;
    color: #0F2854;
}

.service-card p {
    font-size: 14.5px;
    color: #475569;
}


/* ================= ANIMATIONS ================= */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeLeft {
    from {
        opacity: 0;
        transform: translateX(-40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes fadeRight {
    from {
        opacity: 0;
        transform: translateX(40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}


/* ================= RESPONSIVE ================= */

@media (max-width: 900px) {
    .about-overview {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .overview-stats {
        flex-direction: row;
        justify-content: center;
    }
}


/* ================= WHAT DEFINES OUR WORK ================= */

.about-work {
    padding: 100px 6%;
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 80px;
    align-items: center;
}


/* LEFT CONTENT */

.work-left {
    animation: fadeLeft 0.9s ease forwards;
}

.work-left h2 {
    font-size: 38px;
    color: #0F2854;
    margin-bottom: 20px;
}

.work-left p {
    font-size: 15.8px;
    color: #475569;
    line-height: 1.75;
    margin-bottom: 16px;
}


/* RIGHT TIMELINE STYLE */

.work-right {
    position: relative;
    padding-left: 40px;
    animation: fadeRight 0.9s ease forwards;
}

.work-line {
    position: absolute;
    left: 10px;
    top: 0;
    bottom: 0;
    width: 2px;
    background: linear-gradient( to bottom, #1C4D8D, rgba(28, 77, 141, 0.15));
}

.work-point {
    display: flex;
    gap: 18px;
    margin-bottom: 32px;
    animation: fadeUp 0.7s ease forwards;
}

.work-point span {
    font-size: 18px;
    font-weight: 600;
    color: #1C4D8D;
    min-width: 32px;
}

.work-point p {
    font-size: 15px;
    color: #334155;
    line-height: 1.6;
}


/* ================= ANIMATIONS ================= */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeLeft {
    from {
        opacity: 0;
        transform: translateX(-40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes fadeRight {
    from {
        opacity: 0;
        transform: translateX(40px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}


/* ================= RESPONSIVE ================= */

@media (max-width: 900px) {
    .about-work {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    .work-right {
        padding-left: 28px;
    }
}


/* ================= TEAM SECTION ================= */

.team-section {
    padding: 80px 6%;
    background: #ffffff;
    text-align: center;
}

.section-title {
    font-size: 42px;
    color: var(--dark-blue);
    margin-bottom: 15px;
}

.section-subtitle {
    max-width: 850px;
    margin: 0 auto 60px;
    font-size: 17px;
    color: #444;
    line-height: 1.7;
}


/* ================= TEAM GRID ================= */

.team-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 30px;
}


/* ================= TEAM CARD ================= */

.team-card {
    background: #f4f9fc;
    /* subtle sky tone */
    padding: 35px 25px;
    border-radius: 8px;
    text-align: left;
    cursor: pointer;
    transition: all 0.4s ease;
    animation: fadeUp 0.8s ease both;
    border: 1px solid #e3eef6;
}

.team-card img {
    width: 90px;
    height: 90px;
    border-radius: 50%;
    object-fit: cover;
    margin-bottom: 20px;
}

.team-card h3 {
    font-size: 20px;
    margin-bottom: 5px;
    color: var(--dark-blue);
}

.team-card span {
    font-size: 14px;
    color: var(--blue);
}

.team-card p {
    margin: 15px 0;
    font-size: 15px;
    color: #444;
}

.read-more {
    font-weight: 600;
    color: var(--blue);
}


/* ================= HOVER EFFECT ================= */

.team-card:hover {
    background: var(--blue);
    transform: translateY(-6px);
}

.team-card:hover h3,
.team-card:hover span,
.team-card:hover p {
    color: #ffffff;
}

.team-card:hover .read-more {
    color: var(--sky-blue);
}


/* ================= ANIMATION ================= */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* ================= MODAL ================= */

.team-modal {
    position: fixed;
    inset: 0;
    background: rgba(15, 40, 84, 0.75);
    /* themed overlay */
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 9999;
}

.modal-content {
    background: #ffffff;
    max-width: 750px;
    width: 90%;
    padding: 50px;
    border-radius: 10px;
    position: relative;
    animation: scaleIn 0.4s ease;
}

.modal-close {
    position: absolute;
    top: 20px;
    right: 25px;
    font-size: 28px;
    cursor: pointer;
    color: var(--dark-blue);
    transition: 0.3s;
}

.modal-close:hover {
    color: var(--light-blue);
}

.modal-content img {
    width: 110px;
    height: 110px;
    border-radius: 50%;
    margin-bottom: 20px;
}

.modal-content h3 {
    font-size: 26px;
    margin-bottom: 5px;
    color: var(--dark-blue);
}

.modal-content span {
    color: var(--blue);
    font-weight: 500;
}

.modal-content p {
    margin-top: 20px;
    line-height: 1.7;
    color: #444;
}


/* ================= MODAL ANIMATION ================= */

@keyframes scaleIn {
    from {
        opacity: 0;
        transform: scale(0.9);
    }
    to {
        opacity: 1;
        transform: scale(1);
    }
}


/* ================= MOBILE RESPONSIVE ================= */

@media (max-width: 768px) {
    /* SECTION */
    .team-section {
        padding: 60px 5%;
    }
    .section-title {
        font-size: 30px;
    }
    .section-subtitle {
        font-size: 15px;
        margin-bottom: 40px;
    }
    /* GRID → SINGLE COLUMN */
    .team-grid {
        grid-template-columns: 1fr;
    }
    /* TEAM CARD */
    .team-card {
        padding: 30px 20px;
        text-align: center;
    }
    .team-card img {
        margin: 0 auto 15px;
    }
    .team-card h3 {
        font-size: 18px;
    }
    .team-card p {
        font-size: 14px;
    }
    /* READ MORE */
    .read-more {
        display: inline-block;
        margin-top: 10px;
    }
    /* MODAL */
    .modal-content {
        padding: 30px 20px;
        max-height: 90vh;
        overflow-y: auto;
    }
    .modal-content img {
        width: 90px;
        height: 90px;
    }
    .modal-content h3 {
        font-size: 22px;
        text-align: center;
    }
    .modal-content span {
        display: block;
        text-align: center;
        font-size: 14px;
    }
    .modal-content p {
        font-size: 14px;
    }
    /* CLOSE BUTTON (TOUCH FRIENDLY) */
    .modal-close {
        top: 15px;
        right: 15px;
        font-size: 26px;
    }
}


/* ================= TEAM HERO ================= */

.team-hero {
    width: 100%;
    height: 340px;
    background: linear-gradient( to right, #BDE8F5 0%, /* sky */
    #E6F4FA 50%, /* very light blue */
    #FFFFFF 100%/* clean white end */
    );
    display: flex;
    align-items: center;
    overflow: hidden;
}

.team-hero::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient( circle at 80% 40%, rgba(73, 136, 196, 0.15), transparent 60%);
    pointer-events: none;
}

.team-hero-content {
    width: 100%;
    padding: 0 6%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    animation: heroFade 1s ease forwards;
}


/* LEFT TEXT */

.team-hero-text h1 {
    color: #0F2854;
}

.team-hero-text {
    color: #0F2854;
}

.hero-line {
    background: #4988C4;
}


/* RIGHT IMAGE */

.team-hero-img img {
    max-height: 300px;
    width: auto;
    animation: heroImgSlide 1.2s ease forwards;
}


/* ================= HERO ANIMATIONS ================= */

@keyframes heroFade {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes heroImgSlide {
    from {
        opacity: 0;
        transform: translateX(60px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@media (max-width: 768px) {
    .team-hero {
        height: auto;
        padding: 40px 0;
    }
    .team-hero-content {
        flex-direction: column;
        text-align: center;
    }
    .team-hero-text h1 {
        font-size: 34px;
        margin-bottom: 20px;
    }
    .hero-line {
        margin: 0 auto 15px;
    }
    .team-hero-img img {
        max-height: 220px;
    }
}

:root {
    --navy: #0F2854;
    --blue: #1C4D8D;
    --light: #4988C4;
    --sky: #BDE8F5;
    --white: #ffffff;
    --secondary: var(--blue);
    --text-muted: #6b7280;
}

body {
    margin: 0;
    font-family: Inter, sans-serif;
    color: #333;
}


/* HERO */

.ins-hero {
    background: linear-gradient(to right, #BDE8F5, #eaf7fc, #fff);
    padding: 80px 6% 60px;
}

.hero-inner {
    display: flex;
    gap: 60px;
    align-items: center;
}

.hero-left h1 {
    font-size: 46px;
    color: var(--navy);
}

.hero-left span {
    color: var(--blue);
}

.hero-points div {
    margin: 8px 0;
}

.hero-right img {
    max-width: 100%;
    border-radius: 16px;
}


/* Categories */

.hero-categories {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    margin-top: 50px;
}

.cat-card {
    background: #fff;
    padding: 20px;
    border-radius: 14px;
    text-align: center;
    box-shadow: 0 12px 30px rgba(0, 0, 0, .1);
    cursor: pointer;
    transition: .3s;
}

.cat-card img {
    width: 80px;
    height: 80px;
    object-fit: cover;
    border-radius: 50%;
}

.cat-card:hover {
    transform: translateY(-8px);
}


/* WHY US */

.why-us-wrapper {
    padding: 100px 0;
}

.why-box {
    background: linear-gradient(rgba(27, 38, 44, 0.85), rgba(27, 38, 44, 0.85)), url("./img/download\ \(2\).jpg");
    background-size: cover;
    background-position: center;
    padding: 70px;
    border-radius: 20px;
    color: white;
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.2);
}

.why-box h2 {
    text-align: center;
    margin-bottom: 40px;
    color: #BBE1FA;
}

.why-card {
    text-align: center;
    padding: 20px;
    transition: .4s;
}

.why-card:hover {
    transform: translateY(-8px);
}

.why-card h4 {
    color: white;
    margin-bottom: 10px;
}

.why-card p {
    color: #cbd5e1;
}


/* INSURANCE SECTIONS */

.ins-section {
    padding: 90px 6%;
    background: #f4f9fc;
}

.ins-section.alt {
    background: #fff;
}

.ins-inner {
    display: flex;
    gap: 60px;
    align-items: center;
}

.ins-inner.reverse {
    flex-direction: row-reverse;
}

.ins-inner img {
    width: 45%;
    border-radius: 18px;
}

.ins-content {
    width: 55%;
}

.feature-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 15px;
    margin: 25px 0;
}

.feature-grid div {
    background: #fff;
    padding: 14px;
    border-radius: 10px;
    box-shadow: 0 6px 18px rgba(0, 0, 0, .07);
}

.cta-btn {
    display: inline-block;
    margin-top: 15px;
    padding: 12px 22px;
    background: var(--blue);
    color: #fff;
    border-radius: 6px;
}


/* Animation */

.reveal {
    opacity: 0;
    transform: translateY(40px);
    transition: .8s ease;
}

.reveal.active {
    opacity: 1;
    transform: none;
}


/* MOBILE */

@media(max-width:768px) {
    .hero-inner,
    .ins-inner,
    .ins-inner.reverse {
        flex-direction: column;
    }
    .hero-categories {
        grid-template-columns: 1fr 1fr;
    }
    .why-grid {
        grid-template-columns: 1fr;
    }
    .ins-inner img,
    .ins-content {
        width: 100%;
    }
}


/* MAIN SECTION */

.contact-section {
    padding: 100px 6%;
}

.contact-wrapper {
    display: flex;
    gap: 80px;
    align-items: flex-start;
}


/* LEFT INFO */

.contact-info {
    flex: 1;
}

.contact-info h1 {
    font-size: 44px;
    margin-bottom: 20px;
}

.contact-info h3 {
    font-size: 20px;
    margin-bottom: 30px;
    color: var(--secondary);
}

.info-block {
    margin-bottom: 26px;
}

.info-block h4 {
    font-size: 16px;
    margin-bottom: 6px;
}

.info-block p {
    font-size: 15px;
    line-height: 1.6;
    color: var(--text-muted);
}


/* RIGHT FORM */

.contact-form {
    flex: 1;
}

.contact-form h2 {
    font-size: 36px;
    margin-bottom: 30px;
}


/* FORM */

form {
    background: var(--white);
    padding: 40px;
    border-radius: 10px;
    box-shadow: 0 25px 60px rgba(15, 40, 84, 0.08);
}

.form-row {
    display: flex;
    gap: 20px;
    margin-bottom: 20px;
}

input,
textarea {
    width: 100%;
    padding: 16px 18px;
    border-radius: 6px;
    border: none;
    background: #f1f5f9;
    font-size: 14px;
}

textarea {
    height: 120px;
    resize: none;
    margin-bottom: 25px;
}


/* PHONE */

.phone-field {
    display: flex;
    align-items: center;
    background: #f1f5f9;
    border-radius: 6px;
    padding-left: 12px;
}

.phone-field span {
    font-size: 14px;
    color: var(--primary);
    margin-right: 8px;
}

.phone-field input {
    background: transparent;
    padding-left: 6px;
}


/* BUTTON */

button {
    background: var(--secondary);
    color: #fff;
    border: none;
    padding: 14px 36px;
    font-size: 15px;
    border-radius: 6px;
    cursor: pointer;
}

.form-status {
    margin-top: 12px;
    font-size: 14px;
    color: var(--text-muted);
}


/* RESPONSIVE */

@media (max-width: 900px) {
    .contact-wrapper {
        flex-direction: column;
    }
    .contact-info h1 {
        font-size: 34px;
    }
    .contact-form h2 {
        font-size: 30px;
    }
}

.theme-hero {
    position: relative;
    height: 400px;
    background: url("img/contact000.jpg") center/cover no-repeat;
    display: flex;
    align-items: center;
}

.theme-hero-overlay {
    position: absolute;
    inset: 0;
    background: rgba(7, 18, 40, 0.70);
}

.theme-hero-content {
    position: relative;
    padding-left: 7%;
    color: #fff;
    animation: fadeUp 0.9s ease;
}

.theme-line {
    display: block;
    width: 55px;
    height: 3px;
    background: #597d8be8;
    /* SAME GREEN AS SITE */
    margin-bottom: 10px;
}

.theme-hero-content h1 {
    font-size: 44px;
    font-weight: 700;
    letter-spacing: 0.3px;
}


/* animation – subtle only */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(18px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* mobile */

@media (max-width: 768px) {
    .theme-hero {
        height: 280px;
    }
    .theme-hero-content h1 {
        font-size: 30px;
    }
}

.site-footer {
    background: linear-gradient(135deg, #0f2854, #1c4d8d, #4988c4);
    color: #eaf4ff;
    padding-top: 70px;
    font-size: 14px;
}

.footer-inner {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 45px;
    padding: 0 6%;
}

.footer-col h4 {
    color: #bde8f5;
    margin-bottom: 15px;
    font-size: 15.5px;
}

.footer-col ul {
    list-style: none;
    padding: 0;
}

.footer-col ul li {
    margin-bottom: 9px;
}

.footer-col ul li a {
    color: #eaf4ff;
    text-decoration: none;
    transition: 0.25s;
}

.footer-col ul li a:hover {
    color: #bde8f5;
    padding-left: 4px;
}

.footer-social a {
    width: 36px;
    height: 36px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.15);
    color: #fff;
    margin-right: 8px;
    transition: 0.3s;
}

.footer-social a:hover {
    background: #bde8f5;
    color: #0f2854;
}

.footer-bottom {
    margin-top: 45px;
    padding: 15px 6%;
    background: rgba(15, 40, 84, 0.9);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 13px;
}

.footer-bottom a {
    color: #bde8f5;
    margin-left: 14px;
    text-decoration: none;
}

.footer-social {
    display: flex;
    gap: 12px;
    /* icons ke beech spacing */
    margin-top: 18px;
    /* text aur icons ke beech spacing */
}

.footer-social a {
    text-decoration: none !important;
    /* underline hatao */
}


/* ================= LOANS HERO ================= */

.li-hero {
    position: relative;
    overflow: hidden;
    padding: 100px 6%;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    background: radial-gradient(circle at 20% 20%, rgba(73, 136, 196, 0.25), transparent 40%), radial-gradient(circle at 80% 30%, rgba(28, 77, 141, 0.18), transparent 45%), linear-gradient(180deg, #eef7fc, #e3f1fb);
}

.li-hero::before,
.li-hero::after {
    content: "";
    position: absolute;
    border-radius: 50%;
    filter: blur(60px);
    animation: floatBlob 18s ease-in-out infinite;
}

.li-hero::before {
    width: 360px;
    height: 360px;
    background: rgba(73, 136, 196, 0.35);
    top: -120px;
    left: -140px;
}

.li-hero::after {
    width: 280px;
    height: 280px;
    background: rgba(28, 77, 141, 0.28);
    bottom: -120px;
    right: -120px;
    animation-delay: 6s;
}

@keyframes floatBlob {
    0% {
        transform: translate(0, 0);
    }
    50% {
        transform: translate(20px, -30px);
    }
    100% {
        transform: translate(0, 0);
    }
}


/* LEFT CONTENT */

.li-hero-content {
    max-width: 620px;
    animation: fadeUp 1.2s ease forwards;
}

.li-badge {
    display: inline-block;
    background: rgba(73, 136, 196, 0.15);
    color: #1c4d8d;
    padding: 8px 16px;
    border-radius: 30px;
    font-size: 14px;
}

.li-hero-content h1 {
    margin-top: 20px;
    font-size: 46px;
    line-height: 1.2;
    color: #0f2854;
}

.li-hero-content p {
    margin-top: 18px;
    font-size: 17px;
    color: #334155;
}

.li-hero-actions {
    display: flex;
    gap: 16px;
    margin-top: 30px;
}


/* RIGHT CARD */

.li-hero-card {
    background: #fff;
    border-radius: 18px;
    padding: 32px;
    box-shadow: 0 30px 60px rgba(15, 40, 84, 0.18);
    animation: fadeUp 1.5s ease forwards;
}

.li-hero-card input,
.li-hero-card select {
    width: 100%;
    padding: 14px;
    margin-top: 14px;
    border-radius: 10px;
    border: 1px solid #dbe5ef;
}


/* ANIMATION */

@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.li-section {
    padding: 80px 6%;
}

.li-section h2 {
    text-align: center;
    font-size: 34px;
    color: #0f2854;
}

.li-grid {
    margin-top: 50px;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 28px;
}

.li-card {
    background: #fff;
    padding: 32px;
    border-radius: 18px;
    box-shadow: 0 20px 40px rgba(15, 40, 84, 0.08);
    transition: transform .3s ease, box-shadow .3s ease;
}

.li-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 28px 60px rgba(15, 40, 84, 0.18);
}

.soft-bg {
    background: linear-gradient(180deg, #f7fbff, #eef6fc);
}

@media (max-width: 992px) {
    .li-hero {
        grid-template-columns: 1fr;
        padding: 70px 6%;
    }
    .li-hero-content h1 {
        font-size: 36px;
    }
    .li-hero-card {
        margin-top: 40px;
    }
}

.hero-pinterest {
    background: #F3F4F4;
    padding: 80px 20px;
}

.hero-shell {
    position: relative;
    overflow: hidden;
    border-radius: 30px;
}


/* Floating CTA */


/* Floating CTA */

.hero-top-cta {
    position: absolute;
    top: 30px;
    right: 30px;
    background: linear-gradient(135deg, #0F4C75, #3282B8);
    color: #ffffff;
    padding: 12px 22px;
    border-radius: 30px;
    font-size: 0.85rem;
    font-weight: 500;
    text-decoration: none;
}


/* GRID (UNCHANGED) */

.hero-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}


/* LEFT */

.hero-welcome {
    font-size: 0.75rem;
    letter-spacing: 1.2px;
    color: #3282B8;
    font-weight: 600;
}

.hero-text h1 {
    font-size: 3rem;
    line-height: 1.15;
    margin: 18px 0;
    color: #1B262C;
}

.hero-text h1 span {
    color: #0F4C75;
}

.hero-text p {
    max-width: 480px;
    color: #1B262C;
    opacity: 0.85;
    font-size: 1.05rem;
    line-height: 1.7;
    margin-bottom: 30px;
}

.hero-badges {
    display: grid;
    gap: 10px;
    font-size: 0.9rem;
    margin-bottom: 35px;
    color: #1B262C;
}


/* MAIN CTA */

.hero-main-btn {
    display: inline-block;
    background: linear-gradient(135deg, #0F4C75, #3282B8);
    color: #ffffff;
    padding: 14px 36px;
    border-radius: 40px;
    font-weight: 600;
    text-decoration: none;
}


/* RIGHT IMAGE */

.hero-image img {
    width: 100%;
    border-radius: 20px;
    object-fit: cover;
}


/* BOTTOM STRIP */


/* BOTTOM STRIP */

.hero-strip {
    margin-top: 50px;
    background: linear-gradient( 90deg, #1B262C, #0F4C75, #3282B8);
    color: #ffffff;
    font-size: 0.75rem;
    letter-spacing: 2px;
    text-align: center;
    padding: 14px;
    border-radius: 0 0 22px 22px;
}


/* RESPONSIVE */

@media (max-width: 900px) {
    .hero-shell {
        padding: 50px 25px 0;
    }
    .hero-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .hero-text h1 {
        font-size: 2.3rem;
    }
    .hero-image {
        margin-top: 40px;
    }
    .hero-top-cta {
        display: none;
    }
}

.hero-strip {
    background: #061E29;
    color: #ffffff;
    text-align: center;
    font-size: 0.75rem;
    letter-spacing: 2px;
    padding: 14px;
}

.hero-marquee {
    position: relative;
    width: 100vw;
    left: 50%;
    transform: translateX(-50%);
    background: linear-gradient( 90deg, #0F4C75, #3282B8, #0F4C75);
    border-bottom-left-radius: 22px;
    border-bottom-right-radius: 22px;
    margin-top: 30px;
    overflow: hidden;
}

.marquee-track {
    display: flex;
    align-items: center;
    gap: 24px;
    padding: 12px 0;
    animation: marqueeScroll 28s linear infinite;
}

.marquee-track span {
    color: #fff;
    font-size: 0.7rem;
    letter-spacing: 1.4px;
    white-space: nowrap;
}

@keyframes marqueeScroll {
    from {
        transform: translateX(0);
    }
    to {
        transform: translateX(-50%);
    }
}

.hero-marquee::before {
    left: 0;
    background: linear-gradient( to right, #0F4C75, transparent);
}

.hero-marquee::after {
    right: 0;
    background: linear-gradient( to left, #0F4C75, transparent);
}

@media(max-width:900px) {
    .hero-marquee {
        width: calc(100% + 40px);
        margin-left: -20px;
        margin-right: -20px;
        border-bottom-left-radius: 22px;
        border-bottom-right-radius: 22px;
    }
    .marquee-track {
        gap: 28px;
        padding: 12px 0;
        animation-duration: 28s;
    }
    .marquee-track span {
        font-size: 0.7rem;
        letter-spacing: 1.4px;
    }
}

@media (max-width: 768px) {
    .hero-grid {
        display: flex;
        flex-direction: column;
        gap: 24px;
        padding: 22px 18px 26px;
    }
    .hero-text {
        width: 100%;
    }
    .hero-image {
        width: 100%;
    }
    .hero-image img {
        width: 100%;
        max-height: 220px;
        border-radius: 18px;
        object-fit: cover;
    }
}

@media (max-width: 768px) {
    .hero-text h1 {
        font-size: 2rem;
        line-height: 1.2;
    }
    .hero-text p {
        font-size: 0.95rem;
        line-height: 1.6;
    }
    .hero-badges {
        font-size: 0.85rem;
        gap: 8px;
    }
}

@media(max-width:768px) {
    .hero-marquee {
        border-bottom-left-radius: 20px;
        border-bottom-right-radius: 20px;
    }
    .marquee-track {
        gap: 20px;
        padding: 10px 0;
        animation-duration: 32s;
    }
    .marquee-track span {
        font-size: 0.65rem;
    }
}

@media (max-width: 768px) {
    .hero-grid {
        display: flex;
        flex-direction: column;
        gap: 24px;
        padding: 20px 16px 26px;
    }
    .hero-text {
        width: 100%;
    }
    .hero-text h1 {
        font-size: 2rem;
        line-height: 1.25;
    }
    .hero-text p {
        font-size: 0.95rem;
        line-height: 1.6;
    }
    .hero-image {
        width: 100%;
    }
    .hero-image img {
        width: 100%;
        max-height: 220px;
        object-fit: cover;
        border-radius: 18px;
    }
}

@media (max-width: 768px) {
    .hero-marquee {
        width: 100vw;
        left: 50%;
        transform: translateX(-50%);
        border-bottom-left-radius: 20px;
        border-bottom-right-radius: 20px;
    }
    .marquee-track {
        gap: 20px;
        padding: 10px 0;
        animation-duration: 32s;
    }
    .marquee-track span {
        font-size: 0.65rem;
        letter-spacing: 1.2px;
    }
}


/* ===== GEN Z SERVICES ===== */

.genz-services {
    background: linear-gradient(180deg, #BBE1FA, #ffffff);
    padding: 50px 5px;
}

.genz-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 40px;
}

.genz-header h2 {
    font-size: 2.6rem;
    color: #1B262C;
    margin-bottom: 14px;
}

.genz-header p {
    font-size: 1.05rem;
    color: #0F4C75;
    line-height: 1.7;
}


/* GRID */

.genz-grid {
    max-width: 1200px;
    margin: auto;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}


/* CARD */

.genz-card {
    background: #ffffff;
    border-radius: 26px;
    padding: 36px 32px;
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.06);
    transition: all 0.35s ease;
    position: relative;
    overflow: hidden;
}

.genz-card::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(120deg, transparent, #BBE1FA);
    opacity: 0;
    transition: 0.35s;
}

.genz-card:hover::after {
    opacity: 0.35;
}

.genz-card:hover {
    transform: translateY(-10px);
}


/* ICON */

.genz-icon {
    font-size: 2.4rem;
    margin-bottom: 18px;
}


/* TEXT */

.genz-card h3 {
    font-size: 1.4rem;
    color: #1B262C;
    margin-bottom: 12px;
}

.genz-card p {
    font-size: 0.95rem;
    color: #0F4C75;
    line-height: 1.6;
    margin-bottom: 18px;
}


/* LIST */

.genz-card ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.genz-card ul li {
    font-size: 0.9rem;
    color: #1B262C;
    padding: 6px 0;
    position: relative;
    padding-left: 18px;
}

.genz-card ul li::before {
    content: "•";
    position: absolute;
    left: 0;
    color: #3282B8;
}


/* HIGHLIGHT CARD */

.genz-card.highlight {
    background: linear-gradient(160deg, #0F4C75, #3282B8);
}

.genz-card.highlight h3,
.genz-card.highlight p,
.genz-card.highlight li {
    color: #ffffff;
}

.genz-card.highlight li::before {
    color: #BBE1FA;
}


/* RESPONSIVE */

@media(max-width:900px) {
    .genz-grid {
        grid-template-columns: 1fr;
    }
    .genz-header h2 {
        font-size: 2.1rem;
    }
}


/* ===== SECTION BACKGROUND ===== */

.services-section {
    padding: 110px 20px;
    background: radial-gradient(circle at top right, var(--light), var(--navy));
    color: #ffffff;
}


/* BADGE */

.badge {
    background: rgba(255, 255, 255, 0.15);
    color: #ffffff;
    padding: 8px 18px;
    border-radius: 30px;
    font-size: 14px;
    display: inline-block;
    margin-bottom: 20px;
}


/* HEADING */

.services-container h2 {
    font-size: 44px;
    font-weight: 700;
    margin-bottom: 70px;
}

.services-container h2 span {
    color: var(--sky);
}


/* ===== GRID – 2x2 PAIR ===== */

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
    max-width: 1100px;
    margin: 0 auto;
}


/* ===== PREMIUM LIGHT CARDS ===== */

.service-card {
    background: linear-gradient( 180deg, rgba(189, 232, 245, 0.55), rgba(255, 255, 255, 0.35));
    backdrop-filter: blur(18px);
    -webkit-backdrop-filter: blur(18px);
    border-radius: 20px;
    padding: 34px;
    box-shadow: 0 30px 60px rgba(15, 40, 84, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.6);
    transition: all .45s ease;
    opacity: 0;
    animation: cardUp .9s ease forwards;
}


/* STAGGER */

.service-card:nth-child(1) {
    animation-delay: .1s
}

.service-card:nth-child(2) {
    animation-delay: .2s
}

.service-card:nth-child(3) {
    animation-delay: .3s
}

.service-card:nth-child(4) {
    animation-delay: .4s
}


/* HOVER = PREMIUM GLOW */

.service-card:hover {
    transform: translateY(-14px);
    box-shadow: 0 45px 90px rgba(15, 40, 84, 0.55), 0 0 0 1px rgba(73, 136, 196, 0.6);
}


/* TEXT COLORS */

.service-card h3 {
    color: var(--navy);
    font-size: 22px;
    font-weight: 600;
    margin-bottom: 12px;
}

.service-card p {
    color: #244066;
    font-size: 15px;
    line-height: 1.6;
}


/* LINK */

.service-card a {
    margin-top: 18px;
    display: inline-block;
    color: var(--blue);
    font-weight: 600;
    text-decoration: none;
}


/* BUTTON */

.explore-btn {
    margin-top: 70px;
    background: linear-gradient(135deg, var(--light), var(--blue));
    color: #ffffff;
    padding: 16px 36px;
    border-radius: 14px;
    border: none;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: .3s;
}

.explore-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 20px 40px rgba(28, 77, 141, 0.4);
}


/* RESPONSIVE */

@media(max-width:900px) {
    .services-grid {
        grid-template-columns: 1fr;
    }
}


/* ANIMATION */

@keyframes cardUp {
    from {
        opacity: 0;
        transform: translateY(50px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* ===============================
   SERVICES SECTION
================================ */

.services-section {
    min-height: 100vh;
    padding: 60px 20px;
    background: radial-gradient(circle at top right, var(--light), var(--navy));
    display: flex;
    align-items: center;
    color: #fff;
    overflow: hidden;
}

.services-container {
    max-width: 1150px;
    margin: auto;
    text-align: center;
    animation: sectionFade .9s ease forwards;
}


/* ===============================
   BADGE
================================ */

.badge {
    display: inline-block;
    background: rgba(255, 255, 255, 0.18);
    padding: 7px 18px;
    border-radius: 30px;
    font-size: 13px;
    margin-bottom: 16px;
    backdrop-filter: blur(8px);
}


/* ===============================
   HEADING
================================ */

.services-container h2 {
    font-size: 34px;
    font-weight: 700;
    line-height: 1.25;
    margin-bottom: 42px;
}

.services-container h2 span {
    color: var(--sky);
}


/* ===============================
   GRID (2x2)
================================ */

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 22px;
}


/* ===============================
   CARD (GLASS PREMIUM)
================================ */

.service-card {
    background: linear-gradient( 180deg, rgba(231, 234, 235, 0.977), rgba(255, 255, 255, 0.742));
    border-radius: 16px;
    padding: 24px;
    text-align: left;
    box-shadow: 0 18px 40px rgba(15, 40, 84, 0.35), inset 0 1px 0 rgba(255, 255, 255, 0.6);
    backdrop-filter: blur(16px);
    transition: all .45s ease;
    opacity: 0;
    animation: cardUp .8s ease forwards;
}


/* STAGGER ANIMATION */

.service-card:nth-child(1) {
    animation-delay: .1s
}

.service-card:nth-child(2) {
    animation-delay: .2s
}

.service-card:nth-child(3) {
    animation-delay: .3s
}

.service-card:nth-child(4) {
    animation-delay: .4s
}


/* HOVER EFFECT */

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 30px 60px rgba(15, 40, 84, 0.5), 0 0 0 1px rgba(73, 136, 196, 0.6);
}


/* ===============================
   CARD TEXT
================================ */

.service-card h3 {
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 8px;
}

.service-card p {
    font-size: 14px;
    line-height: 1.5;
    color: #244066;
}

.service-card a {
    display: inline-block;
    margin-top: 14px;
    font-size: 14px;
    font-weight: 600;
    color: var(--blue);
    text-decoration: none;
}


/* ===============================
   BUTTON
================================ */

.explore-btn {
    margin-top: 42px;
    padding: 14px 34px;
    border-radius: 14px;
    border: none;
    background: linear-gradient(135deg, var(--light), var(--blue));
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: .3s;
}

.explore-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 18px 35px rgba(28, 77, 141, 0.45);
}


/* ===============================
   ANIMATIONS
================================ */

@keyframes cardUp {
    from {
        opacity: 0;
        transform: translateY(40px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes sectionFade {
    from {
        opacity: 0
    }
    to {
        opacity: 1
    }
}


/* ===============================
   MOBILE RESPONSIVE
================================ */

@media(max-width:768px) {
    .services-section {
        min-height: auto;
        padding: 60px 16px;
    }
    .services-container h2 {
        font-size: 26px;
        margin-bottom: 32px;
    }
    .services-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }
    .service-card {
        padding: 22px;
    }
    .explore-btn {
        margin-top: 32px;
        width: 100%;
    }
}

.solutions-section {
    padding: 20px 6%;
    background: #f7fbff;
}

.solutions-header {
    text-align: center;
    max-width: 750px;
    margin: auto;
    margin-bottom: 50px;
}

.solutions-header h2 {
    font-size: 38px;
    color: #1B262C;
    margin-bottom: 15px;
}

.solutions-header p {
    color: #4f5b66;
    line-height: 1.7;
    font-size: 16px;
}


/* GRID */

.solutions-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 25px;
}


/* CARD */

.solution-card {
    background: white;
    padding: 35px;
    border-radius: 18px;
    transition: 0.35s;
    position: relative;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
}


/* animated gradient border */

.solution-card::before {
    content: "";
    position: absolute;
    inset: 0;
    padding: 1px;
    border-radius: 18px;
    background: linear-gradient( 120deg, #0F4C75, #3282B8, #BBE1FA);
    -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
    -webkit-mask-composite: xor;
    mask-composite: exclude;
    opacity: 0;
    transition: 0.4s;
}


/* hover */

.solution-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.12);
}

.solution-card:hover::before {
    opacity: 1;
}


/* ICON */

.solution-icon {
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: linear-gradient( 135deg, #0F4C75, #3282B8);
    color: white;
    font-size: 26px;
    margin-bottom: 20px;
    transition: 0.35s;
}


/* icon hover glow */

.solution-card:hover .solution-icon {
    transform: scale(1.1);
    box-shadow: 0 10px 25px rgba(50, 130, 184, 0.5);
}


/* title */

.solution-card h3 {
    font-size: 22px;
    color: #1B262C;
    margin-bottom: 18px;
}


/* list */

.solution-card ul {
    padding-left: 18px;
}

.solution-card ul li {
    margin-bottom: 10px;
    font-size: 15px;
    color: #4a5965;
    transition: 0.25s;
}


/* hover color */

.solution-card:hover ul li {
    color: #0F4C75;
}


/* bullet */

.solution-card ul li::marker {
    color: #3282B8;
}


/* responsive */

@media(max-width:768px) {
    .solutions-section {
        padding: 70px 20px;
    }
    .solutions-header h2 {
        font-size: 28px;
    }
}


/* =========================
TABLET
========================= */

@media (max-width: 1024px) {
    .solutions-section {
        padding: 70px 5%;
    }
    .solutions-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 25px;
    }
    .solutions-header h2 {
        font-size: 32px;
    }
}


/* =========================
SMALL TABLET
========================= */

@media (max-width: 768px) {
    .solutions-section {
        padding: 60px 20px;
    }
    .solutions-header {
        margin-bottom: 50px;
    }
    .solutions-header h2 {
        font-size: 28px;
    }
    .solutions-header p {
        font-size: 15px;
    }
    .solutions-grid {
        grid-template-columns: 1fr;
        gap: 22px;
    }
    .solution-card {
        padding: 28px;
    }
    .solution-icon {
        width: 52px;
        height: 52px;
        font-size: 22px;
    }
    .solution-card h3 {
        font-size: 20px;
    }
    .solution-card ul li {
        font-size: 14px;
    }
}


/* =========================
MOBILE
========================= */

@media (max-width:480px) {
    .solutions-section {
        padding: 50px 18px;
    }
    .solutions-header h2 {
        font-size: 24px;
    }
    .solutions-header p {
        font-size: 14px;
    }
    .solution-card {
        padding: 24px;
        border-radius: 14px;
    }
    .solution-icon {
        width: 48px;
        height: 48px;
        font-size: 20px;
        margin-bottom: 15px;
    }
    .solution-card h3 {
        font-size: 18px;
        margin-bottom: 15px;
    }
    .solution-card ul {
        padding-left: 16px;
    }
    .solution-card ul li {
        font-size: 13px;
        margin-bottom: 8px;
    }
}


/* ===============================
   YOUTUBE SECTION
================================ */

.youtube-section {
    padding: 30px 0 40px 0;
    background: linear-gradient(180deg, #dff1fb 0%, #eaf7fd 50%, #f6fcff 100%);
    color: #0F2854;
}

.youtube-container {
    max-width: 1300px;
    margin: auto;
    text-align: center;
    padding: 0 16px;
}


/* ===============================
   BADGE
================================ */

.yt-badge {
    display: inline-block;
    background: #ffffff;
    color: #1C4D8D;
    padding: 10px 22px;
    border-radius: 30px;
    font-size: 14px;
    margin-bottom: 22px;
    box-shadow: 0 8px 20px rgba(28, 77, 141, 0.12);
}


/* ===============================
   HEADING
================================ */

.youtube-container h2 {
    font-size: 44px;
    font-weight: 700;
    margin-bottom: 60px;
    line-height: 1.2;
}

.youtube-container h2 span {
    color: #4988C4;
}


/* ===============================
   SLIDER
================================ */

.yt-slider {
    position: relative;
    width: 100%;
    overflow: hidden;
}


/* track */

.yt-track {
    display: flex;
    gap: 34px;
    overflow-x: auto;
    scroll-behavior: smooth;
    padding: 10px 0;
}

.yt-track::-webkit-scrollbar {
    display: none;
}


/* ===============================
   YOUTUBE CARD
================================ */

.yt-card {
    min-width: 340px;
    /* pehle 420px tha */
    height: 200px;
    /* pehle 260px tha */
    border-radius: 18px;
    overflow: hidden;
    background: #ffffff;
    box-shadow: 0 25px 60px rgba(28, 77, 141, 0.20);
    transition: transform .4s ease;
    flex-shrink: 0;
}

.yt-card:hover {
    transform: translateY(-10px);
}

.yt-card iframe {
    width: 100%;
    height: 100%;
    border: none;
}


/* ===============================
   NAV BUTTONS
================================ */

.yt-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: none;
    background: #0F4C75;
    color: #fff;
    font-size: 22px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 10;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
    transition: 0.3s;
}

.yt-btn:hover {
    background: #4988C4;
}

.yt-left {
    left: 10px;
}

.yt-right {
    right: 10px;
}


/* ===============================
   MOBILE
================================ */

@media(max-width:768px) {
    .youtube-section {
        padding: 70px 0 100px 0;
    }
    .youtube-container h2 {
        font-size: 28px;
        margin-bottom: 30px;
    }
    .yt-card {
        min-width: 80%;
        height: 180px;
    }
    .yt-btn {
        display: none;
    }
}

.business-pricing__title {
    font-size: 42px;
    font-weight: 700;
    text-align: center;
    word-spacing: 18px;
    /* 👈 FORCE GAP between GST & Return */
}

.business-pricing__title {
    word-spacing: 26px;
}

:root {
    --navy: #0F2854;
    --blue: #1C4D8D;
    --light: #4988C4;
}


/* OVERLAY */

.enquiry-overlay {
    position: fixed;
    inset: 0;
    background: rgba(15, 40, 84, 0.6);
    backdrop-filter: blur(6px);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 9999;
}


/* POPUP BOX */

.enquiry-popup {
    background: #fff;
    width: 100%;
    max-width: 420px;
    padding: 30px 26px;
    border-radius: 18px;
    position: relative;
    box-shadow: 0 40px 90px rgba(15, 40, 84, 0.35);
    animation: popupIn .3s ease;
}


/* CLOSE */

.enquiry-close {
    position: absolute;
    top: 12px;
    right: 16px;
    border: none;
    background: none;
    font-size: 28px;
    cursor: pointer;
    color: var(--blue);
}


/* TEXT */

.enquiry-popup h2 {
    color: var(--navy);
    margin-bottom: 6px;
}

.enquiry-popup p {
    font-size: 14px;
    color: #4b6b8f;
    margin-bottom: 20px;
}


/* FORM */

.enquiry-form input,
.enquiry-form select {
    width: 100%;
    padding: 12px 14px;
    margin-bottom: 14px;
    border-radius: 10px;
    border: 1px solid #d5e4f3;
}

.enquiry-form button {
    width: 100%;
    padding: 13px;
    border: none;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--light), var(--blue));
    color: #fff;
    font-weight: 600;
    cursor: pointer;
}


/* ANIMATION */

@keyframes popupIn {
    from {
        transform: scale(.9);
        opacity: 0
    }
    to {
        transform: scale(1);
        opacity: 1
    }
}


/* ================= GEN Z POPUP ================= */


/* Overlay */

.popup-overlay {
    position: fixed;
    inset: 0;
    background: linear-gradient( 135deg, rgba(15, 76, 117, 0.85), rgba(6, 30, 41, 0.9));
    backdrop-filter: blur(6px);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 99999;
}

.popup-overlay.active {
    display: flex;
}


/* Popup Box */

.popup-box {
    width: 92%;
    max-width: 440px;
    padding: 28px 26px 30px;
    background: linear-gradient( 180deg, #ffffff, #f4f9fd);
    border-radius: 22px;
    position: relative;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.35), inset 0 0 0 1px rgba(255, 255, 255, 0.6);
    animation: popScale 0.4s ease;
}


/* Animation */

@keyframes popScale {
    from {
        opacity: 0;
        transform: scale(0.88) translateY(30px);
    }
    to {
        opacity: 1;
        transform: scale(1) translateY(0);
    }
}


/* Close */

.popup-close {
    position: absolute;
    top: 14px;
    right: 16px;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: #eaf3f9;
    border: none;
    font-size: 22px;
    color: #0F4C75;
    cursor: pointer;
    transition: 0.25s ease;
}

.popup-close:hover {
    background: #0F4C75;
    color: #fff;
}


/* Heading */

.popup-box h2 {
    font-size: 24px;
    font-weight: 700;
    margin-bottom: 6px;
    color: #0F4C75;
    letter-spacing: -0.3px;
}

.popup-box p {
    font-size: 14px;
    color: #556;
    margin-bottom: 18px;
}


/* Inputs */

.popup-form input,
.popup-form textarea {
    width: 100%;
    padding: 14px 16px;
    border-radius: 14px;
    border: 1px solid #d9e4ec;
    background: #f6fbff;
    font-size: 14px;
    margin-bottom: 12px;
    transition: 0.25s ease;
}

.popup-form input:focus,
.popup-form textarea:focus {
    outline: none;
    border-color: #0F4C75;
    background: #ffffff;
    box-shadow: 0 0 0 3px rgba(15, 76, 117, 0.12);
}

.popup-form textarea {
    height: 96px;
    resize: none;
}


/* Submit Button */

.popup-form button {
    width: 100%;
    margin-top: 8px;
    padding: 14px;
    border-radius: 16px;
    border: none;
    font-size: 15px;
    font-weight: 600;
    color: #fff;
    cursor: pointer;
    background: linear-gradient( 135deg, #0F4C75, #1C6EA4);
    box-shadow: 0 12px 30px rgba(15, 76, 117, 0.45);
    transition: 0.3s ease;
}

.popup-form button:hover {
    transform: translateY(-2px);
    box-shadow: 0 18px 45px rgba(15, 76, 117, 0.55);
}


/* Mobile tweaks */

@media (max-width: 480px) {
    .popup-box {
        padding: 24px 20px 26px;
        border-radius: 20px;
    }
    .popup-box h2 {
        font-size: 22px;
    }
}


/* =====================================
   MOBILE RESPONSIVE POPUP (FINAL FIX)
===================================== */

@media (max-width: 768px) {
    /* Overlay becomes bottom-sheet style */
    .enquiry-overlay,
    .popup-overlay {
        align-items: flex-end;
        padding: 12px;
    }
    /* Popup box full width on mobile */
    .enquiry-popup,
    .popup-box {
        width: 100%;
        max-width: 100%;
        max-height: 90vh;
        overflow-y: auto;
        border-radius: 22px 22px 14px 14px;
        padding: 22px 18px 26px;
        animation: slideUp 0.35s ease;
    }
    /* Slide-up animation */
    @keyframes slideUp {
        from {
            opacity: 0;
            transform: translateY(60px);
        }
        to {
            opacity: 1;
            transform: translateY(0);
        }
    }
    /* Bigger close button (thumb friendly) */
    .enquiry-close,
    .popup-close {
        top: 10px;
        right: 10px;
        width: 42px;
        height: 42px;
        font-size: 24px;
    }
    /* Headings */
    .enquiry-popup h2,
    .popup-box h2 {
        font-size: 20px;
    }
    .enquiry-popup p,
    .popup-box p {
        font-size: 13px;
    }
    /* Inputs */
    .enquiry-form input,
    .enquiry-form select,
    .popup-form input,
    .popup-form textarea {
        font-size: 14px;
        padding: 13px 14px;
        border-radius: 12px;
    }
    .popup-form textarea {
        height: 84px;
    }
    /* Buttons */
    .enquiry-form button,
    .popup-form button {
        padding: 14px;
        font-size: 15px;
        border-radius: 14px;
    }
}


/* EXTRA SMALL DEVICES */

@media (max-width: 380px) {
    .enquiry-popup,
    .popup-box {
        padding: 20px 16px 22px;
    }
    .enquiry-popup h2,
    .popup-box h2 {
        font-size: 19px;
    }
}


/* Reduce gap between title and first input */

.enquiry-popup h2,
.popup-box h2 {
    margin-bottom: 4px;
    /* pehle zyada tha */
}

.enquiry-popup p,
.popup-box p {
    margin-bottom: 12px;
    /* description ke niche gap kam */
}


/* First input ke upar ka extra gap remove */

.enquiry-form input:first-child,
.popup-form input:first-child {
    margin-top: 0;
}

@media (max-width: 480px) {
    .enquiry-popup h2,
    .popup-box h2 {
        margin-bottom: 2px;
    }
    .enquiry-popup p,
    .popup-box p {
        margin-bottom: 10px;
    }
}

@media (max-width: 768px) {
    body {
        padding: 0;
        margin: 0;
    }
}

@media (max-width: 768px) {
    .hero-pinterest {
        padding: 12px 0 !important;
    }
}

@media (max-width: 768px) {
    .hero-shell {
        padding: 0 14px !important;
        /* pehle zyada tha */
    }
}

@media (max-width: 768px) {
    .hero-text {
        padding: 0 !important;
        margin: 0 !important;
    }
}

@media (max-width: 768px) {
    .hero-text h1 {
        margin-bottom: 10px;
    }
    .hero-text p {
        margin-bottom: 12px;
    }
}

@media (max-width: 768px) {
    .hero-image {
        margin-top: 12px;
    }
    .hero-image img {
        border-radius: 14px;
    }
}

.container {
    max-width: 900px;
    margin: 40px auto;
    background: #ffffff;
    padding: 40px 32px;
    border-radius: 14px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
}

h1 {
    color: #0f4c75;
    margin-bottom: 10px;
}

.updated {
    font-size: 14px;
    color: #6b7280;
    margin-bottom: 30px;
}

section {
    margin-bottom: 26px;
}

h2 {
    font-size: 18px;
    color: #0f4c75;
    margin-bottom: 8px;
}

p {
    font-size: 15px;
    margin-bottom: 10px;
    color: #374151;
}

a {
    color: #1b6ca8;
    text-decoration: none;
    font-weight: 500;
}

a:hover {
    text-decoration: underline;
}


/* Mobile Responsive */

@media (max-width: 600px) {
    .container {
        margin: 20px;
        padding: 24px 18px;
    }
    h1 {
        font-size: 24px;
    }
    h2 {
        font-size: 16px;
    }
}


/* ================= FOOTER TEXT VISIBILITY FIX ================= */


/* Entire footer text force white */

footer,
footer * {
    color: #ffffff !important;
}


/* Paragraphs & about text */

footer p {
    color: #ffffff !important;
    opacity: 0.9;
}


/* Footer links */

footer a {
    color: #ffffff !important;
    text-decoration: none;
}

footer a:hover {
    color: #dbeafe !important;
}


/* Contact info icons */

footer i,
footer svg {
    color: #ffffff !important;
}


/* Copyright line */

footer .copyright,
footer .footer-bottom {
    color: #ffffff !important;
    opacity: 0.85;
}

:root {
    --dark: #1B262C;
    --primary: #0F4C75;
    --accent: #3282B8;
    --light: #BBE1FA;
}

body {
    margin: 0;
    font-family: system-ui, sans-serif;
    background: #fff;
    color: var(--dark);
}


/* NAV */

.month-nav {
    display: flex;
    gap: 10px;
    padding: 20px;
    overflow-x: auto;
    border-bottom: 1px solid #eee;
}

.month-nav button {
    background: #fff;
    border: 1px solid var(--accent);
    color: var(--primary);
    padding: 8px 14px;
    border-radius: 20px;
    cursor: pointer;
    white-space: nowrap;
}

.month-nav button:hover {
    background: var(--accent);
    color: #fff;
}


/* GRID */

.calendar-grid {
    padding: 30px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}


/* CARD */

.month-card {
    border: 1px solid #e6e6e6;
    border-radius: 16px;
    overflow: hidden;
    background: #fff;
    transition: .3s;
}

.month-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, .08);
}


/* HEADER */

.month-header {
    background: linear-gradient(135deg, var(--primary), var(--accent));
    color: #fff;
    padding: 16px;
    font-size: 18px;
    font-weight: 600;
}


/* LIST */

.month-card ul {
    list-style: none;
    margin: 0;
    padding: 18px;
}

.month-card li {
    display: flex;
    gap: 14px;
    padding: 10px 0;
    border-bottom: 1px dashed #eee;
    font-size: 14.5px;
}

.month-card li:last-child {
    border: none;
}

.month-card li span {
    color: var(--accent);
    font-weight: 700;
    min-width: 30px;
}


/* RESPONSIVE */

@media(max-width:1024px) {
    .calendar-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media(max-width:640px) {
    .calendar-grid {
        grid-template-columns: 1fr;
    }
}

.note {
    margin-top: 6px;
    font-size: 13px;
    color: #555;
    line-height: 1.4;
}


/* ================= FORCE SERVICES DROPDOWN LIKE CALCULATOR ================= */

@media (min-width: 992px) {
    /* Force parent positioning */
    .nav-item.dropdown.services {
        position: relative;
    }
    /* RESET ALL OLD BEHAVIOUR */
    .services-menu,
    .sub-menu {
        display: none !important;
    }
    /* FORCE HOVER OPEN (same as calculator) */
    .nav-item.dropdown.services:hover>.services-menu {
        display: block !important;
        position: absolute !important;
        top: 100% !important;
        left: 0 !important;
        background: #ffffff !important;
        border-radius: 12px !important;
        box-shadow: 0 15px 40px rgba(0, 0, 0, .2) !important;
        padding: 8px 0 !important;
        width: max-content !important;
        z-index: 9999;
    }
    /* LINKS STYLE */
    .services-menu a,
    .service-toggle {
        display: block;
        padding: 10px 18px !important;
        color: #0F4C75 !important;
        background: transparent !important;
        white-space: nowrap;
        cursor: pointer;
    }
    .services-menu a:hover,
    .service-toggle:hover {
        background: #BDE8F5 !important;
    }
    /* REMOVE SIDE SUBMENU COMPLETELY */
    .service-item:hover>.sub-menu {
        display: none !important;
    }
}


/* ================= HARD FORCE MEGA DROPDOWN ================= */

@media (min-width: 992px) {
    /* Services dropdown must stay open */
    .nav-item.dropdown:hover>.services-menu {
        display: block !important;
        opacity: 1 !important;
        visibility: visible !important;
        pointer-events: auto !important;
    }
    /* Service item */
    .service-item {
        position: relative !important;
    }
    /* FORCE submenu positioning */
    .service-item>.sub-menu {
        display: none !important;
        position: absolute !important;
        top: 0 !important;
        left: 100% !important;
        min-width: 260px;
        background: #ffffff !important;
        border-radius: 12px !important;
        box-shadow: 0 15px 40px rgba(0, 0, 0, .25) !important;
        padding: 8px 0 !important;
        z-index: 10000 !important;
        pointer-events: auto !important;
    }
    /* FORCE OPEN ON HOVER */
    .service-item:hover>.sub-menu {
        display: block !important;
    }
    /* KEEP OPEN WHEN MOVING CURSOR */
    .service-item>.sub-menu:hover {
        display: block !important;
    }
    /* CREATE INVISIBLE HOVER BRIDGE */
    .service-item::after {
        content: "";
        position: absolute;
        top: 0;
        right: -20px;
        width: 20px;
        height: 100%;
        background: transparent;
    }
    /* Styling */
    .service-toggle {
        display: block !important;
        width: 100%;
        padding: 12px 18px !important;
        background: transparent !important;
        color: #0F4C75 !important;
        cursor: pointer !important;
        pointer-events: auto !important;
    }
    .service-toggle:hover {
        background: #BDE8F5 !important;
    }
    .sub-menu a {
        display: block;
        padding: 10px 18px !important;
        color: #0F4C75 !important;
        white-space: nowrap;
    }
    .sub-menu a:hover {
        background: #BDE8F5 !important;
    }
}

.tax-info-card {
    background: #ffffff7a;
    border-radius: 14px;
    padding: 30px;
    margin-bottom: 40px;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.08);
}

.tax-info-card h2 {
    color: #0F4C75;
    margin-bottom: 12px;
}

.tax-info-card p {
    color: #444;
    margin-bottom: 18px;
}

.tax-state-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 10px;
    padding-left: 0;
    list-style: none;
}

.tax-state-list li {
    background: #f1f8fc;
    padding: 10px 14px;
    border-radius: 8px;
    color: #0F4C75;
    font-weight: 500;
}

.gst-info-box {
    background: #f6fbff;
    padding: 18px;
    border-left: 4px solid #0F4C75;
    border-radius: 8px;
    margin-bottom: 20px;
}

.gst-info-box h4 {
    margin-bottom: 8px;
    color: #0F4C75;
}

.tax-note {
    font-size: 14px;
    color: #666;
}

.tax-disclaimer {
    background: #f6fbff;
    border-left: 4px solid #0F4C75;
    padding: 16px 20px;
    margin-top: 30px;
    border-radius: 8px;
    font-size: 14px;
    color: #444;
}

.tax-disclaimer strong {
    color: #0F4C75;
}


/* ================= GST LAYOUT ================= */

.gst-layout {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 30px;
    align-items: center;
}

.gst-content {
    padding-right: 0;
    /* remove right spacing */
}

.gst-image img {
    width: 100%;
    max-width: 420px;
    display: block;
    margin-left: auto;
}


/* BOXES */

.gst-box {
    background: #f6fbff;
    border-left: 4px solid #0F4C75;
    padding: 18px;
    border-radius: 10px;
    margin-bottom: 20px;
}

.gst-box h4 {
    color: #0F4C75;
    margin-bottom: 8px;
}

.gst-note {
    font-size: 14px;
    color: #666;
}


/* MOBILE */

@media (max-width: 991px) {
    .gst-layout {
        grid-template-columns: 1fr;
    }
    .gst-image {
        margin-top: 20px;
        text-align: center;
    }
    .gst-image img {
        margin: 0 auto;
        max-width: 320px;
    }
}


/* ================= FIX SCROLL OFFSET FOR STICKY NAV ================= */

.month-section {
    scroll-margin-top: 100px;
    /* navbar height + thoda gap */
}

:root {
    --dark: #1B262C;
    --primary: #0F4C75;
    --accent: #3282B8;
    --light: #BBE1FA;
}

body {
    font-family: 'Poppins', sans-serif;
}

section {
    padding: 80px 0;
}

.hero {
    background: #f7f9fb;
}

.hero h1 {
    font-size: 42px;
    color: var(--dark);
    margin-bottom: 20px;
}

.hero p {
    font-size: 16px;
    margin-bottom: 25px;
}

.hero-img {
    border-radius: 10px;
}

.btn-main {
    background: var(--primary);
    color: white;
    padding: 12px 28px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 500;
}

.btn-main:hover {
    background: var(--accent);
    color: white;
}

.section-title {
    margin-bottom: 50px;
}

.service-card {
    background: white;
    padding: 30px;
    border-radius: 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    transition: 0.3s;
}

.service-card:hover {
    transform: translateY(-8px);
}

.why-us {
    background: #f7f9fb;
}

.software-box {
    padding: 20px;
    border: 1px solid #eee;
    border-radius: 8px;
    font-weight: 500;
    transition: 0.3s;
}

.software-box:hover {
    background: var(--primary);
    color: white;
}

.cta {
    background: var(--primary);
    color: white;
    padding: 80px 0;
}

.cta h2 {
    margin-bottom: 15px;
}

.software-section {
    background: #f7f9fb;
}

.software-card {
    background: white;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    transition: .4s;
}

.software-card:hover {
    transform: translateY(-10px);
}

.software-card h4 {
    color: #0F4C75;
    margin-bottom: 15px;
}

.software-card ul {
    margin-top: 15px;
    padding-left: 18px;
}

.what-we-do {
    padding: 90px 0;
}

.service-box {
    background: white;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    transition: .4s;
}

.service-box:hover {
    transform: translateY(-10px);
}

.service-box.highlight {
    background: linear-gradient(135deg, #0F4C75, #3282B8);
    color: white;
}

.service-box.highlight h4 {
    color: white;
}

.service-box ul {
    margin-top: 15px;
    padding-left: 18px;
}


/* NAVBAR */

header.navbar {
    background: #1e5578;
    padding: 12px 0;
    position: relative;
    width: 100%;
    z-index: 1000;
}


/* container alignment like live site */

header .nav-container {
    width: 92%;
    margin: auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
}


/* logo thoda right */

header .nav-logo {
    margin-left: 20px;
}

header .nav-logo img {
    height: 42px;
}


/* =========================
USA HERO SECTION
========================= */

.usa-hero {
    width: 100%;
    display: flex;
    justify-content: center;
    background: linear-gradient(rgba(15, 76, 117, 0.85), rgba(15, 76, 117, 0.85)), url("./img/download (2).jpg");
    background-size: cover;
    background-position: center;
    padding: 60px 20px;
}


/* SINGLE CLEAN CARD */

.hero-card {
    max-width: 1200px;
    width: 100%;
    background: #fff;
    border-radius: 18px;
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.12);
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
    padding: 60px;
}


/* TEXT */

.hero-text {
    flex: 1;
}

.hero-text h1 {
    font-size: 48px;
    font-weight: 700;
    color: var(--dark);
    margin-bottom: 20px;
    line-height: 1.2;
}

.hero-text p {
    font-size: 17px;
    color: #4b5563;
    margin-bottom: 30px;
    line-height: 1.6;
}


/* IMAGE */

.hero-image {
    flex: 1;
}

.hero-img {
    width: 100%;
    border-radius: 14px;
    display: block;
}


/* BUTTON */

.btn-main {
    background: var(--primary);
    color: white;
    padding: 14px 32px;
    border-radius: 8px;
    font-weight: 500;
    text-decoration: none;
    display: inline-block;
    transition: .3s;
}

.btn-main:hover {
    background: var(--accent);
    transform: translateY(-2px);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.15);
}


/* MOBILE */

@media(max-width:900px) {
    .hero-card {
        flex-direction: column;
        text-align: center;
        padding: 40px 25px;
    }
    .hero-text h1 {
        font-size: 34px;
    }
}


/* =========================
SOFTWARE EXPERTISE
========================= */

.software-section {
    width: 100%;
    display: flex;
    justify-content: center;
    background: linear-gradient(rgba(15, 76, 117, 0.85), rgba(15, 76, 117, 0.85)), url("./img/download\ \(2\).jpg");
    background-size: cover;
    background-position: center;
    padding: 20px 0;
}

.software-card {
    background: white;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    transition: all .35s ease;
    position: relative;
    overflow: hidden;
}

.software-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
}

.software-card h4 {
    color: var(--primary);
    margin-bottom: 15px;
}

.software-card ul {
    padding-left: 18px;
    margin-top: 15px;
}


/* =========================
WHAT WE DO
========================= */

.what-we-do {
    padding: 90px 0;
}

.service-box {
    background: white;
    padding: 20px;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    transition: 0.4s;
}

.service-box:hover {
    transform: translateY(-10px);
}

.service-box.highlight {
    background: linear-gradient(135deg, #0F4C75, #3282B8);
    color: white;
}

.service-box.highlight h4 {
    color: white;
}

.service-box ul {
    padding-left: 18px;
    margin-top: 15px;
}


/* =========================
WHY CHOOSE US
========================= */

.why-full {
    background: linear-gradient(rgba(15, 76, 117, 0.85), rgba(15, 76, 117, 0.85)), url("./img/download\ \(2\).jpg");
    background-size: cover;
    background-position: center;
    padding: 30px 0;
    color: white;
}

.why-box {
    background: rgb(11, 4, 4);
    border-radius: 20px;
    padding: 70px;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.08);
}

.why-box h2 {
    color: var(--primary);
    text-align: center;
    margin-bottom: 50px;
}


/* WHY section heading fix */

.why-title {
    color: #1e5578;
    text-align: center;
    font-size: 38px;
    font-weight: 700;
    margin-bottom: 60px;
}

.why-card {
    text-align: center;
    padding: 20px;
    transition: 0.4s;
}

.why-card h4 {
    color: #111827;
    font-weight: 600;
}

.why-card p {
    color: #6b7280;
    font-size: 15px;
}

.why-card:hover {
    transform: translateY(-8px);
}

.why-icon {
    font-size: 42px;
    margin-bottom: 15px;
}

.why-card h4 {
    color: var(--dark);
    margin-bottom: 10px;
}

.why-card p {
    color: #4b5563;
    font-size: 15px;
}


/* =========================
SECTION TITLES
========================= */

.section-title {
    text-align: center;
    margin-bottom: 50px;
}

.section-title h2 {
    font-weight: 600;
    color: var(--primary);
}

.section-title p {
    color: #6b7280;
}


/* =========================
RESPONSIVE
========================= */

@media(max-width:991px) {
    .hero-card {
        padding: 40px;
    }
    .hero-text h1 {
        font-size: 36px;
    }
}

@media(max-width:768px) {
    .hero-card {
        text-align: center;
    }
    .hero-img {
        margin-top: 30px;
    }
    .hero-text h1 {
        font-size: 32px;
    }
}


/* Canada CRA Section */

.canada-compliance {
    background: linear-gradient(rgba(15, 76, 117, 0.85), rgba(15, 76, 117, 0.85)), url("./img/download (2).jpg");
    background-size: cover;
    background-position: center;
    padding: 100px 0;
}


/* container without white box */

.canada-compliance .container {
    padding: 60px;
    text-align: center;
}


/* heading */

.canada-compliance h2 {
    font-size: 40px;
    color: #ffffff;
    font-weight: 700;
    text-align: center;
    margin-bottom: 20px;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.4);
}


/* paragraph */

.canada-compliance p {
    color: #e6f2ff;
    max-width: 700px;
    margin: auto;
    margin-bottom: 50px;
    text-align: center;
    font-size: 17px;
    line-height: 1.7;
    text-shadow: 0 2px 8px rgba(0, 0, 0, 0.35);
}


/* boxes */

.canada-compliance ul {
    list-style: none;
    padding: 0;
    display: flex;
    justify-content: center;
    gap: 25px;
    flex-wrap: wrap;
}


/* small cards */

.canada-compliance ul li {
    background: white;
    padding: 14px 26px;
    border-radius: 12px;
    box-shadow: 0 5px 15px rgba(0, 0, 0, 0.08);
    font-weight: 500;
    color: #333;
}


/* =========================
CANADA SERVICES
========================= */

.canada-services {
    padding: 20px 0;
    background: #f5f7fa;
}

.canada-services .section-title h2 {
    color: #1e5578;
    font-size: 36px;
    margin-bottom: 10px;
}

.canada-services .section-title p {
    color: #555;
    margin-bottom: 60px;
}


/* card */

.canada-service-card {
    background: white;
    padding: 40px;
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.08);
    transition: 0.3s;
    height: 100%;
}

.canada-service-card:hover {
    transform: translateY(-8px);
}


/* heading */

.canada-service-card h3 {
    color: #1e5578;
    margin-bottom: 15px;
    font-weight: 600;
}


/* paragraph */

.canada-service-card p {
    color: #555;
    margin-bottom: 20px;
}


/* list */

.canada-service-card ul {
    padding-left: 18px;
}

.canada-service-card ul li {
    margin-bottom: 8px;
    color: #444;
}


/* =========================
CANADA ABOUT SECTION
========================= */

.canada-about {
    padding: 20px 0;
    background: #f5f7fa;
}

.about-img img {
    width: 100%;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.about-content {
    padding-left: 30px;
}

.about-content h2 {
    font-size: 32px;
    color: #1e5578;
    margin-bottom: 20px;
}

.about-content p {
    color: #555;
    line-height: 1.7;
    margin-bottom: 18px;
}

.tax-strip {
    width: 100%;
    background: linear-gradient(90deg, #0F4C75, #3282B8, #0F4C75);
    overflow: hidden;
}

.tax-strip-track {
    display: flex;
    gap: 60px;
    padding: 12px 0;
    white-space: nowrap;
    animation: scrollTax 35s linear infinite;
}

.tax-strip-track span {
    color: #fff;
    font-size: 13px;
    letter-spacing: 1px;
}

@keyframes scrollTax {
    0% {
        transform: translateX(100%);
    }
    100% {
        transform: translateX(-100%);
    }
}

.hero-premium {
    padding: 30px 6% 10px 6%;
}

.hero-container {
    max-width: 1250px;
    margin: auto;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 60px;
}


/* TEXT */

.hero-content h1 {
    font-size: 48px;
    line-height: 1.2;
    color: #1B262C;
    margin-bottom: 20px;
}

.hero-content h1 span {
    color: #0F4C75;
}

.hero-content p {
    color: #5b6b77;
    font-size: 17px;
    margin-bottom: 30px;
    max-width: 520px;
}


/* BADGES */

.hero-badges {
    margin-bottom: 35px;
}

.hero-badges div {
    margin-bottom: 8px;
    color: #1B262C;
    font-weight: 500;
}


/* BUTTON */

.hero-btn {
    display: inline-block;
    padding: 16px 38px;
    background: linear-gradient( 135deg, #0F4C75, #3282B8);
    color: white;
    border-radius: 40px;
    font-weight: 600;
    cursor: pointer;
    transition: 0.3s;
    box-shadow: 0 8px 20px rgba(15, 76, 117, 0.3);
    margin-top: 18px;
    margin-bottom: 18px;
}

.hero-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 30px rgba(15, 76, 117, 0.4);
}


/* IMAGE */

.hero-image img {
    width: 100%;
    border-radius: 24px;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
}

.tax-strip-full {
    width: 100vw;
    background: #0F4C75;
    padding: 0px 0;
    overflow: hidden;
    margin-top: 0px;
}


/* moving text */

.tax-strip-track {
    display: flex;
    gap: 70px;
    white-space: nowrap;
    animation: taxMove 20s linear infinite;
    color: white;
    font-weight: 500;
    font-size: 15px;
    padding-left: 40px;
}


/* animation */

@keyframes taxMove {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}


/* SCROLL ANIMATION */

@keyframes scrollTax {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}


/* RESPONSIVE */

@media(max-width:900px) {
    .hero-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }
    .hero-content p {
        margin: auto;
        margin-bottom: 25px;
    }
    .hero-badges {
        display: inline-block;
        text-align: left;
    }
    .hero-btn {
        margin-top: 10px;
    }
    .tax-strip {
        margin-top: 40px;
    }
}


/* STRIP */

.tax-strip-full {
    width: 100vw;
    background: #0F4C75;
    padding: 0px 0;
    overflow: hidden;
}


/* TRACK */

.tax-strip-track {
    display: flex;
    align-items: center;
    gap: 30px;
    white-space: nowrap;
    color: white;
    font-size: 14px;
    font-weight: 500;
    padding-left: 40px;
}


/* ITEM */

.tax-item {
    display: flex;
    align-items: center;
    gap: 10px;
    position: relative;
}


/* CALENDAR DATE BADGE */

.tax-date {
    display: flex;
    align-items: center;
    gap: 5px;
    background: #3282B8;
    padding: 4px 10px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    color: white;
}


/* ICON */

.tax-date i {
    font-size: 14px;
}


/* SEPARATOR */

.tax-item::after {
    content: "|";
    margin-left: 25px;
    color: #ffffff70;
}


/* LAST ITEM */

.tax-item:last-child::after {
    content: "";
}


/* SECTION canada */

.why-pro {
    width: 100%;
    display: flex;
    justify-content: center;
    background: linear-gradient(rgba(15, 76, 117, 0.85), rgba(15, 76, 117, 0.85)), url("./img/download (2).jpg");
    background-size: cover;
    background-position: center;
    padding: 30px 20px;
}

.why-wrap {
    max-width: 1200px;
    margin: auto;
}


/* HEADING */

.why-head {
    text-align: center;
    margin-bottom: 70px;
}

.why-head h2 {
    font-size: 42px;
    font-weight: 700;
    color: #BBE1FA;
    margin-bottom: 15px;
}

.why-head p {
    color: #BBE1FA;
    max-width: 650px;
    margin: auto;
    font-size: 16px;
}


/* GRID */

.why-features {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
}


/* ITEM */

.why-item {
    background: white;
    padding: 35px;
    border-radius: 10px;
    border-left: 4px solid #0f4c75;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.06);
    transition: 0.3s;
}

.why-item:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.1);
}


/* NUMBER */

.why-number {
    font-size: 32px;
    font-weight: 700;
    color: #0f4c75;
    margin-bottom: 12px;
}


/* TITLE */

.why-item h3 {
    font-size: 20px;
    margin-bottom: 10px;
    color: #1e293b;
}


/* TEXT */

.why-item p {
    font-size: 15px;
    line-height: 1.6;
    color: #64748b;
}


/* RESPONSIVE */

@media(max-width:1000px) {
    .why-features {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media(max-width:600px) {
    .why-features {
        grid-template-columns: 1fr;
    }
    .why-head h2 {
        font-size: 30px;
    }
}

/* log in button css */
/* YOUR ORIGINAL CONTACT BUTTON (DON'T TOUCH) */
.btn-contact{
    padding:10px 40px !important;
    border-radius:90px;
    background:#5a8ecb;
    color:#fff;
    text-decoration:none;
    font-weight:500;
    display:inline-flex;
    align-items:center;
    justify-content:center;
}

/* ONLY CHANGE COLOR FOR LOGIN */
.btn-login{
    background:#ffffff !important;
    color:#2c5d7c !important;
}

/* HOVER → SAME AS CONTACT */
.btn-login:hover{
    background:#5a8ecb !important;
    color:#fff !important;
}